HSBC HK

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Terms and Conditions

Broadway Circuit/AMC Cinemas Offer

1.	The Offer of Buy-1-Get-1-Free Ticket for Sundays (the "Offer") applies to movies shown at the designated cinemas set out below between 7June and 1 August 2010 (the "Promotion Period").
2.	To enjoy the Offer, the e-coupon must be presented before ticket purchasing and payment must be made with any Hong Kong Dollar personal credit cards issued by The Hongkong and Shanghai Banking Corporation Limited ("HSBC") in Hong Kong. Each Cardholder can enjoy the Offer once each day.
3.	All tickets purchased under the Offer will be adult priced tickets. Student, children and elderly patrons' tickets will not be applicable.
4.	The Offer is applicable to all movies shown on Sundays during the Promotion Period. Morning sessions shown between 9:00am to 11:35am, 3D movies, those films with special engagement with film distributors and any movies with adult priced tickets of HK$65 or above are excluded from the Offer.
5.	The Offer is applicable to ticket purchased at cinema box office only, online and telephone ticketing are excluded.
6.	The Offer is applicable to the designated cinemas, namely Broadway Circuit in Cyberport, Cinematheque, Mongkok, Olympian City, Kwai Fong, Tsuen Wan, Yuen Long, Kingswood Ginza, PALACE apm and AMC Festival Walk. PALACE IFC and AMC Pacific Place are not applicable.
7.	The Offer cannot be used in conjunction with any other promotional offers.
8.	Each e-coupon can only be used once and only one e-coupon can be used per transaction.
9.	This e-coupon cannot be exchanged for cash. Expired e-coupons will not be accepted.
10.	This e-coupon is invalid and not replaceable if lost or found defaced or damaged.
11.	HSBC accepts no liability for the quality of goods and services provided by the relevant designated cinema involved.
12.	In case of any disputes, the decision of HSBC and the relevant designated cinema shall be final.
13.	In the event of any discrepancy or inconsistency between the English version and the Chinese version of these terms and conditions, the English version shall prevail.

adidas Offer

1.	This offer is valid from 7 June to 31 July 2010 (both dates inclusive) ("promotion period").
2.	This offer is applicable to all shoes sold or distributed under the brand "mi Performance" by adidas Hong Kong Limited ("adidas") at the adidas Flagship Store on Hankow Road, Tsim Sha Tsui, only.
3.	Cardholder ("Cardholder(s)") must present the e-coupon and pay with any Hong Kong Dollar personal credit cards issued by The Hongkong and Shanghai Banking Corporation Limited ("HSBC") in Hong Kong in order to enjoy the offer.
4.	Each Cardholder can enjoy the offer once only during the promotion period.
5.	Cardholders will be required to provide personal contact information directly to adidas during purchase. For details, please contact the staff of the store. HSBC accepts no responsibility for the information provided by the Cardholders to adidas.
6.	This offer cannot be redeemed for cash and cannot be used in conjunction with other promotional offers.
7.	General sales terms and conditions of adidas apply to the products purchased and the relevant transactions.
8.	HSBC accepts no liability for the quality of goods and services provided by adidas.
9.	In case of disputes relating to this offer, the decision of HSBC and adidas shall be final and HSBC and adidas reserve the right to amend the terms and conditions herein without prior notice.
10.	In the event of any discrepancy or inconsistency between the English version and the Chinese version of these terms and conditions, the English version shall prevail.

HP Offer

1.	The offers are valid from now until 8 August 2010.
2.	The HK$500 discount offer is applicable to all HP consumer notebooks and desktop PCs provided by the Hewlett-Packard HK SAR Limited ("HP") ; and the HK$3,500 discount offer is applicable to HP TouchSmart 600-1168hk PC only.
3.	Cardholder ("Cardholder(s)") must make purchase via the sales hotline at 800-93-8833 or via HP online store at www.hp.com.hk/store/hsbcpromotion directly and pay with any Hong Kong Dollar personal credit cards issued by The Hongkong and Shanghai Banking Corporation Limited ("HSBC") in Hong Kong and quote the promotion codes shown on the e-Coupon in order to enjoy the offers.
4.	The offers cannot be redeemed for cash and cannot be used in conjunction with other promotional offers.
5.	The order cannot be cancelled once it is confirmed and the products cannot be returned once purchased.
6.	General sales terms and conditions of HP apply to the products purchased.
7.	HSBC is not the supplier of the products involved in the promotion and will not be responsible for the products or any liabilities related thereto. Any disputes arising from the products should be resolved between the Cardholders and HP.
8.	In case of disputes relating to the offers, the decision of HSBC and HP shall be final and HSBC and HP reserve the right to amend the terms and conditions herein without prior notice.
9.	In the event of any discrepancy or inconsistency between the English version and the Chinese version of these terms and conditions, the English version shall prevail.

Promotional Offer

The promotion runs from 7 June 2010 to 31 July 2010 both dates inclusive (the "Promotional Period").

The promotional offer is exclusive to all customers (the "Customers") of The Hongkong and Shanghai Banking Corporation Limited, Hong Kong (the "Bank"). Customers who have successfully applied for the designated product(s)/service(s) via account(s) of which the customer is the sole or principal account holder during the Promotional Period (the "Eligible Customers") will be entitled to the offers as mentioned.

Eligible Customers will be entitled to 4 Broadway Cinema tickets (retail value at HK$240) for successful set up of new Auto-Payroll service with the criteria listed in Clause 5 fulfilled and one of the following during the Promotional Period:

a)	successfully open an Integrated Account - SmartVantage as a sole or principal account holder and bring in new funds of HK$10,000; or
b)	set up a new Stocks Monthly Investment Plan with a minimum monthly contribution of HK$1,000 for at least 3 months; or
c)	set up a new Unit Trust Monthly Investment Plan with a minimum monthly contribution of HK$1,000 for at least 3 months.

Eligible Customers will be entitled to 6 Broadway Cinema tickets (retail value at HK$360) for successful set up of new Auto-Payroll service with the criteria listed in Clause 5 met and successfully open an Integrated Account - SmartVantage as a sole or principal account holder and bring in new funds of HK$10,000 and take up one of the following during the Promotional Period:

a)	set up a new Stocks Monthly Investment Plan with a minimum monthly contribution of HK$1,000 for at least 3 months; or
b)	set up a new Unit Trust Monthly Investment Plan with a minimum monthly contribution of HK$1,000 for at least 3 months.

Customers must fulfill the criteria below in order to be considered as a successful set up of new Auto-Payroll service:

Customers must not have any Auto-Payroll service set up under any of their HSBC personal account(s) including HK Dollar Passbook Savings Account, HK Dollar Statement Savings Account, HK Dollar Current Account, and HK Dollar Savings Account under Integrated Account (including HSBC Premier, HSBC Advance and SmartVantage) during the past 6 months before the start of the Promotional Period (i.e. 7 June 2010); and

Customers must complete an instruction form and submit to his/her employer (Human Resources department) to update the payroll account information during the Promotional Period, with at least 3 auto-payroll transactions recorded in the designated account after the service has been set up.

Top up contribution of Stocks/Unit Trust Monthly Investment Plan on the same Stock(s) or Unit Trust(s) previously set up before the start date of the Promotional Period will not be considered as new set up Stocks/Unit Trust Monthly Investment Plan .

Each customer is only entitled to enjoy either one of the promotional offers stated in Clause 3 or 4 once.

Eligible Customers who cancel the designated product(s)/service(s) or close the account through which the designated transaction was conducted before the relevant coupons/gift redemption letter are mailed out will not be eligible for the promotional offers.

New Funds stated in clause 3and clause 4 is defined as the growth in terms of Total Relationship Balance "TRB". The calculation is based on the difference between the customer's average monthly TRB of the 3 calendar months following the calendar month in which the Account opening / conversion takes place and the past TRB before the opening of the Account. For example, if the Account is opened in June 2010, the Eligible Customer's average TRB as of July, August and September 2010 less the original average TRB of May 2010 must be equal to or greater than HK$10,000 (or the equivalent in foreign currency). For Eligible Customers who are not customer of the Bank prior to opening the Integrated Account - SmartVantage, the original average TRB of May 2010 will be treated as zero for this calculation purpose.
TRB takes into account the following: Hong Kong dollar / Renminbi / foreign currency deposits, book value or market value (if applicable) of investments (including local and overseas securities, unit trusts, bonds, certificates of deposits, equity linked investments, structure notes, stocks or unit trusts purchased from Monthly Investment Plan and Wayfoong Statement Gold), deposit amounts of Deposit Plus and structured investment deposits (including Capital Protected Investment Deposits), utilised lending facilities(excluding mortgage loans and amounts outstanding on credit cards), saving and investments portions of life insurance policies and HSBC MPF balances and HSBC ORSO Defined Contribution Scheme balances which are administered by HSBC Life (International) Limited. There may be a time lag before the value of certain investment transactions (i.e. Initial Public Offering ("IPO") subscriptions for securities, bonds, open-ended funds and certificates of deposit) and life insurance policies will be included in the TRB due to the processing time required and therefore may affect the TRB in the Bank's record.

10.

The relevant coupons/gift redemption letter will be mailed on or before 31 December 2010 to each Eligible Customer at his/her local correspondence address.

11.

The coupons/gift redemption letter cannot be converted into cash. The use of the relevant coupons/gift is subject to the terms and conditions stipulated by the supplying merchants. The Bank reserves the right to offer alternative coupons/gift if the specified coupons/gift are not available. HSBC assumes no responsibility for the quality of the products and services provided by any of the merchants.

12.

In case of disputes arising out of this promotion, the decision of the Bank shall be final and conclusive.

13.

Employees of HSBC are not eligible for the promotional offers.

SmartVantage 24-month Monthly Service Fee Waiver

The promotional period commences on 7 June 2010 and ends on 31 December 2010, both dates inclusive ("the Promotional Period").

To enjoy the promotional offers, customers must successfully open an Integrated Account - SmartVantage with The Hongkong and Shanghai Banking Corporation Limited (the "Bank") in Hong Kong SAR (the "Account") as the principal Account holder during the Promotional Period ("Eligible Customer").

Applicable to all full-time university/ tertiary students who are attending courses offered by the following accredited education institutions and their subsidiaries: accredited universities in Hong Kong, The Hong Kong Institute of Education, Chu Hai College of Higher Education, Vocational Training Council, The Hong Kong Institute of Vocational Education, Hang Seng School of Commerce, The Hong Kong Academy for Performing Arts, Caritas Francis Hsu College, Caritas Bianchi College of Careers, Hong Kong Institute of Technology, Po Leung Kuk Community College and Hong Kong College of Technology.

To be eligible for the offer, university/ tertiary students are required to present a valid student ID for verification at HSBC branches upon account opening. For applications via HSBC Internet Banking, new SmartVantage customers are required to fax a valid copy of their student IDs to 3409 2575* within 30 days from the Account opening date, specifying "SmartVantage Student Monthly Fee Waiver Offer" and their newly opened SmartVantage account number on it. Failure to provide a valid copy of the student ID within 30 days, or with incomplete information on the faxed copy, customers' entitlement to this promotional offer will deemed to be forfeited.
* This Fax No. is strictly for the use of this promotional offer ONLY.

The offer is not available to existing customers of Integrated Account - HSBC Premier/ HSBC Advance (including sole Account holder and all joint Account holders) who have converted to Integrated Account - SmartVantage.

The dates appearing in the Bank's record will be conclusive as to the date on which the Account is opened.

Eligible SmartVantage customers will be subject to the SmartVantage's below balance fee after the 24-month monthly service fee waiver period. A monthly below balance fee of HK$60 will be charged if the Total Relationship Balance falls below HK$10,000.

Total Relationship Balance ⁱ	Below Balance Fee ⁱⁱ
HK$10,000 or more	Free
Below HK$10,000	HK$60 per month

⁽ⁱ⁾	Rolling average of the previous three months
⁽ⁱⁱ⁾	Below balance fee will be debited from Integrated savings account under SmartVantage. This applies to each Integrated Account held by the customer.

Total Relationship Balance ("TRB") a takes into account the following: Hong Kong dollar / Renminbi / foreign currency deposits, book value or market value (if applicable) of investments (including local and overseas securities, unit trusts, bonds, certificates of deposits, equity linked investments, structure notes, stocks or unit trusts purchased from Monthly Investment Plan and Wayfoong Statement Gold), deposit amounts of Deposit Plus and structured investment deposits (including Capital Protected Investment Deposits), utilised lending facilities (excluding mortgage loans and amounts outstanding on credit cards), saving and investments portions of life insurance policies and HSBC MPF balances and HSBC ORSO Defined Contribution Scheme balances which are administered by HSBC Life (International) Limited.

- To determine your overall TRB in sole capacity, the applicable TRB of all your personal sole account(s) ^b and all your joint account ^c will be included in the calculation.
- To determine your overall TRB in joint capacity, the applicable TRB of all your joint account(s) ^b held with the same joint account holder(s) will be included in the calculation.

^a	There may be a time lag before the value of certain investment transactions (i.e. Initial Public Offering "IPO" subscriptions for securities, bonds, open-ended funds and certificates of deposits) and life insurance policies will be included in the TRB due to the processing time required and therefore may affect the TRB in the Bank's record.
^b	All these accounts much be held or registered under the same name(s) and identity number(s).
^c	Your name and identity number held or registered under these joint accounts must be the same as that held or registered under your sole account.

Offers are provided subject to the prevailing regulatory requirements.

10.

The Bank reserves the right to amend these terms and conditions.

11.

In the event of a dispute arising out of this promotion programme, the decision of the Bank shall be final.

12.

In the event of discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

Stocks Monthly Investment Plan (SMIP) Perpetual Brokerage Fee Waiver

1.	The promotion runs from 28 June 2010 until further notice (the "Promotional Period"). The Bank reserves the right to change the promotional end date and withdraw the offer at any time with reasonable notice at its discretion via any means selected by the Bank at its discretion.
2.	The SMIP Perpetual Brokerage Fee Waiver Offer ("Brokerage Waiver Offer") is open to all new and existing investment customers of The Hongkong and Shanghai Banking Corporation Limited, Hong Kong ("HSBC").
3.	The Brokerage Waiver Offer is applicable to Customers who have any existing Stocks Monthly Investment Plan ("SMIP") or set up a new SMIP during the Promotional Period through any channel (including branches).
4.	Under the Brokerage Waiver Offer, a brokerage waiver will be applied to purchase transactions of eligible SMIPs with a monthly investment contribution of under HK$20,000 per stock. For SMIPs with a monthly investment contribution of over HK$20,000 per stock, the first HK$20,000 per stock can enjoy the Brokerage Waiver Offer and the monthly investment contribution portion above HK$20,000 per stock will be subject to standard brokerage fee of 0.25%, with a minimum brokerage fee of HK$50 per stock.

Unit Trust Monthly Investment Plan Promotional Offers

1.	The Unit Trust Monthly Investment Plan ("UTMIP") Promotional Offer is open to all Investment Services Account (except FundMax Account) / general Unit Trusts Account customers with account number ending with "383" ("Eligible Account") of The Hongkong and Shanghai Banking Corporation Limited, Hong Kong ("the Bank").
2.	The Bank will offer 1% reduction on the initial charge for new UTMIP setup via HSBC Internet Banking. This reduction on initial charge offer is only applicable to open-ended funds with initial charge of 5% or above. This initial charge reduction does not apply to funds under the "No Subscription Fee Series".
3.	A 1% reduction on the initial charges for all future monthly contributions made through the Eligible Account will be offered by the Bank after 12 monthly contributions to your UTMIP reaching the total amount of at least HK$65,000 (including both monthly contributions and irregular contributions). This initial charge reduction does not apply to funds under the "No Subscription Fee Series". This initial charge reduction does not apply to the UTMIP that is enjoying the offer set out in Clause 3.
4.	Other initial charge promotional offers on UTMIP will not be applicable.
5.	All other fees/charges applicable to the relevant fund (including switching fees, redemption fees, management fees and other fees) still apply.

General Terms and Conditions

1.	The offers described above are provided subject to prevailing regulatory requirements.
2.	These offers may be changed from time to time at the discretion of the Hong Kong and Shanghai Banking Corporation Limited in Hong Kong SAR ("the Bank").
3.	HSBC reserves the right to change these Terms and Conditions at any time with reasonable notice and these offers may be withdrawn by the Bank at its discretion without prior notice.
4.	Where there is discrepancy between the Chinese and English versions of these terms and conditions, the English version shall apply and prevail.
5.	Employees of the Bank are not eligible for any of these promotional offers under this promotion.
6.	In case of any disputes arising from this promotion, the decision of the Bank shall be final and conclusive.

Important Risk Warning

1.	Unit Trusts are investment products and some may involve derivatives. The investment decision is yours but you should not invest in the Unit Trusts unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
2.	Unit Trusts are NOT equivalent to time deposits.
3.	Investors should not only base on this marketing material alone to make investment decisions.
4.	Investment involves risk. Past performance is no guide to the future performance. For details of the investment products, their related fees and charges and risk factors, please refer to the individual product materials.

Risk Disclosure

1.	In the worst case scenario, the value of the funds may be worth substantially less than the original amount you invested (and in an extreme case could be worth nothing).
2.	Funds which are invested in certain markets and companies (e.g. emerging, commodity markets and smaller companies etc) may also involve a higher degree of risk and are usually more sensitive to price movements.
3.	Credit Risk/Interest Rate Risk - a fund that invests in fixed income securities may fall in value if interest rates change, and is subject to the credit risk that issuers may not make payments on such securities. Price of the fund may have a high volatility due to investment in financial derivative instruments and may involve a greater degree of risk than in the case with conventional securities.
4.	Counterparty Risk - a fund will be exposed to credit risk on the counterparties with which it trades in relation to financial derivative instrument contracts that are not traded on a recognised exchange. Such instruments are not afforded the same protections as may apply to participants trading financial derivative instruments on organised exchanges, such as the performance guarantee of an exchange clearing house. A fund will be subject to the possibility of insolvency, bankruptcy or default of a counter party with which a fund trades such instruments, which could result in substantial loss to a fund.

Investment involves risk. The price of securities may move up or down and may become valueless. Losses may be incurred as well as profits made as a result of buying and selling securities. This document does not constitute an offer for the purchase or sale of any investment products. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and circumstances. The contents of this document have not been reviewed by the Securities and Futures Commission.