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Deposit-linked Mortgage

What is a Deposit-linked Mortgage?

HSBC's Deposit-linked Mortgage Repayment Plan* allows you to enjoy a preferential interest rate equivalent to the mortgage loan interest rate for a certain amount of deposits once you draw a mortgage loan with us. This offers you better interest returns on your savings deposit and greater flexibility in managing your finances and wealth.

Features

  • Enjoy a preferential interest rate same as the mortgage interest rate for your savings deposit balance up to 50% of the outstanding principal amount of your mortgage loan with us
  • Enjoy a higher interest returns on your savings deposit with net interest expenses of your mortgage loan reduced
  • Separate access to your mortgage and savings accounts allows you to have better management of your wealth

What else should I know?

Home related loans

Repayment Plans

Home related insurance


* Exclusively for HSBC Premier and HSBC Advance account holders

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