HSBC Premier, HSBC Advance and
SmartVantage Secured Credit

What is HSBC Premier, HSBC Advance and SmartVantage Secured Credit?

Enjoy higher credit limits by securing the credit line against your assets with a secured credit. Assets remain freely tradable ensuring this remains a flexible option.

Features

• Borrow a secured credit of up to HKD5 million, adjusted daily according to the advance ratio assigned to each security type
• For HSBC Premier customers a stand-by overdraft protection credit limit* of up to HKD20,000 at HSBC's Best Lending Rate + 4%p.a. See our Integrated Accounts Secured Credit Facility Interest Rate and Loan Ratio Table
• For HSBC Advance a stand-by overdraft protection credit limit^# of up to HKD5,000 at HSBC's Best Lending Rate + 5%p.a. See our Integrated Accounts Secured Credit Facility Interest Rate and Loan Ratio Table
• For SmartVantage a stand-by overdraft protection credit limit^# of up to HKD5,000 at HSBC's Best Lending Rate + 5%p.a. See our Integrated Accounts Secured Credit Facility Interest Rate and Loan Ratio Table
• No service fee
• No monthly payment required
• Assets remain freely tradable

What else should I know?

• HSBC Premier home
• HSBC Advance Services
• SmartVantage Services
• Amendments on Section VII Secured Credit Facility of Integrated Accounts Terms and Conditions (with effect from 16 Feb 2009)